Getting hurt on the job is a nightmare that most of us hope to avoid, but also a reality that nearly 4 million individuals in the United States alone face each year. While this situation is difficult enough on its own, piling bills and a family to take care of can push your stress level through the roof.
Where will you find money to put food on the table? How will your heat stay on? What will life be like if you have to resign from your current position due to your injury? Will the company you work for taking care of you?
Before you start pulling your hair out, you need to know about ERISA and your right to disability benefits. In some cases, there may even be ways to keep working from home. Hope is just around the corner, and all it takes is a little know-how to get there.
ERISA stands for the Employee Retirement Income Security Act, which is a branch of the Department of Labor that protects you and your beneficiaries in a variety of ways including injuries that result in disabilities. It covers retirement, welfare, and health plans to make sure you and your family receive the assistance you need.
As with all government regulations and programs, it is highly recommended that you seek professional help. Not every company is willing to give their employees fair compensation for an injury in the workplace, which is why you need the help of a legal team.
A quick Google search for “San Jose disability lawyer,” or wherever you live, will yield teams of individuals skilled in ERISA law. These attorneys will ensure you receive the funds you both need and deserve. With the ability to handle all types of employee/employer legal issues, they understand the inner workings of any legality surrounding your case.
Courtrooms and lawyers might be the last thing on your mind when recuperating from the pain of an injury, but these individuals are here to bear the brunt of the legal system for you. Knowing you and your family are taken care of financially removes an enormous burden from your shoulders, allowing you to focus on your health.
Working From Home
Millions of Americans now work from home in jobs where that might have been impossible just a decade ago. With advancements in technology, you might be able to continue your position from home instead of having to resign. With money continually flowing in, there’s little else to worry about outside of recovery.
This is a delicate issue to approach with most businesses and managers, but it can be done. Business software like Clockspot allows them to monitor your working activity and easily create your payroll through simple timesheets. Email communications and video conference platforms like Skype ensure you’re in the loop and never miss a meeting.
It is possible, and it’s something worth bringing up during this time. You can still receive compensation for your injuries while continuing to work, too. It’s a win-win for everyone involved.
Living With a Disability
It isn’t the easiest thing in the world to adjust to, but living with a disability becomes easier with time. You may need to take a medication regimen, start physical therapy, or change the way you do things around the home.
While this time is difficult, it helps to know that you have options. From lawyers that have your back to technology that allows you to keep working, everything will work out just fine.