Budget Top-Ups: What Is/Isn’t Worth It?

It’s fair to say that the majority of families could do with a budget top-up here and there. There are always those unexpected expenses that take you by surprise, resulting in your budget is stretched so thin you find yourself counting down to payday.

Thanks to the internet, there are a variety of different ideas for how you can top-up your budget with relatively little effort. Common suggestions include:


There are so many different sweepstakes and prize draws to be entered alone; as a result, it can be nigh-on impossible to tell which are legitimate opportunities. However, SurveysSay’s review of certain companies shows, there are legitimate chances out there just waiting for you to try. You can enter sweepstakes for cash prizes or for goods, which you can then either use or sell on.

Survey Sites

Another area that’s ripe for exploitation so you have to be careful about where you sign up, but when you find a site that works for you it can be a nice source of extra income. Careful Cents covers on how you can earn cash via surveys. 


A relative newcomer to the online money-making world, blogging is now a good way of boosting your finances income through sponsored posts and advertising revenue.


Before you throw yourself headfirst into these online revenue generation ideas, there are a few questions you need to ask yourself to determine which are worth your time — and which aren’t.

What’s The Time: Reward Calculation Like?

A lot of these methods of generating income take a lot of time. For example, think about how long it might take you to take an online survey and compare that to how much that survey earns you. Is it really worth it? Or is it a huge amount of time, for a relatively little reward?

Is There A Minimum Payout?

One of the most frustrating things about online opportunities is in regards to payout thresholds. Try to choose options where the payout is low, meaning that you’re not going to have to put in weeks or even months of effort to see something for your hard work. Most legitimate sites will set their payout threshold quite low, as they know their users want to be able to cash out frequently — so see it as a warning sign if a site has an obscenely high threshold before you’re able to cash out.

Is It Truly Convenient For Me?

The beauty of online methods of generating extra income is that they are convenient — or at least, they should be. Let’s say you only have time to generate income when you’re away from the house when you’re waiting for appointments or supervising your child playing at the park. There’s no point signing up to sites that require you to watch a high number of videos if this is the only way you can earn; too many videos will rinse your mobile data and wind up costing you more than you earn. Always look for methods of generating income that suit your lifestyle, rather than making your lifestyle fit with the income generation.

When you have answered these questions, you should be able to point yourself in the right direction and ensure your money-making efforts are richly rewarded.


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