Christmas is Coming, Layaway is Back!
Finance/Money

Christmas is Coming, Layaway is Back!

LayawayTis’ the season! Yes, it’s that time of year. Only 3 months until the Christmas season! Christmas is Coming, Layaway is Back! This time of year not only brings excitement, it also puts an enormous amount of stress on families financially. If you have been thinking about how you will be able to afford holiday shopping this year – look no more. Layaway is back and some of our favorite retail stores are offering it early this year! Talk about a great way to get all your shopping done in one trip, without having to shell out the cash.

A great way to stretch your budget and pay when you can, here is a list of all the retail stores offering the layaway program this holiday season:

 

Babies R Us & Toys R Us

Large ticket items like bikes, dollhouses, play kitchens, car seats and strollers may be placed on layaway. Must make a 10% deposit, pay all applicable taxes and pay a $5 service charge at the time the item is placed on layaway. Half of total due must be paid within 45 days, remaining balance must be paid within 90 days or by the designated Holiday Cutoff (whichever is sooner). Canceled orders will result in a $10 fee. Layaway is currently offered in stores and new this year, ONLINE LAYAWAY!

Toys R Us in-store Layaway Program

Toys R Us online Layaway Program

Kmart

Available in store and online (for all items marked with the layaway icon). No payment required for in-store, one penny required for online orders. Then, make payments over an eight-week period. A $10 fee applies to all canceled orders. All online orders must be picked up in store. For complete details:

Kmart Layaway Program

Sears

Available in store and online for all items marked with the layaway icon. 12 week and 8 week options, $5 initiation fee. Then, make payments over an eight-week period. A $10 fee applies to all canceled orders. All online orders must be picked up in store. For complete details:

Sears Layaway Program

Walmart

Down payment is $10 or 10%, whichever is greate – no fee. Layaway is available in stores this holiday season from September 12, 2014 through December 15, 2014. Certain store locations offer layaway year round for jewelry purchases only. Layaway is not offered for online purchases. For complete details:

Walmart Layaway Program

 

What about small businesses and other retailers? Most likely if it isn’t advertised, then the store doesn’t offer the program. However, if you have a favorite store you shop at frequently, why not ask a manager if they offer layaway or if they have thought about offering it for customers?! And there are many other stores depending on the area, that do offer layaway. Next time you are shopping in your favorite store, ask!

Happy Shopping!

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