Finance/Money

COE 1-2-3

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No, COE 1-2-3 is not some new military code.  It’s just a simple way to remember how to obtain your COE or Certificate of Eligibility required for VA loans. You may be eligible for VA home loan benefits if you’re one of these:

• Veteran
• Active duty servicemember
• Reservist/National Guard
• Surviving spouse

All VA borrowers must present lenders with a valid COE before applying for a VA loan.  Depending on who you are, a COE can be obtained in 3 different ways:

1) By lenders online — Veterans, Active Duty and Reservists/National Guard members who served formerly on active duty may be able to obtain a COE online 

• Through the lender’s online system called ACE, a COE may be printed in a matter of minutes

2)  By borrowers online – Veterans, Active Duty and Reservists/National Guard members who have or have not served on active duty before may be able to obtain a COE online

• Online at the Veterans Information Portal (VIP) on the benefits page, you’ll need to obtain a username and password to request COE

3)  By mail — Surviving Spouses of veterans who died in service or as a result of service may obtain COE by mail only; also, Veterans, Active Duty and Reservists/National Guard who are not in the online VIP or ACE systems may obtain COE by mail 

• Veterans, Active Duty and Reservists/National Guard use VA Form 26-1880
• Surviving Spouses use VA Form 26-1817

For more information about VA loans, contact an approved lender.  

 

 

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1 thought on “COE 1-2-3”

  1. This couldnt have come at a better time, we are in the process of buying a home and were wondering how to get the certificate. Thanks, very helpful! 🙂

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